"The rich rules over the poor, and the borrower is servant to the lender." ~Proverbs 22:7 We just paid off the final credit card debt. About $900 was paid off just yesterday, for a total of over $1000 in the last couple of months. Man, does that feel good. That was almost all money we spent on LAST year's summer vacation! It was a wonderful trip for us, but next vacation we'll pay for only with money we actually have. Promise! Because... We don't even have credit cards anymore, besides our debit card. That means our never-ending cycle of using the cards, accumulating and carrying a balance, getting disgusted with ourselves and paying off the cards, then ending up using them again, carrying a balance, getting disgusted, paying them down, etc. is finally OVER. We needed, absolutely needed, to break that pattern. Dave Ramsey's advice to just get rid of the cards once and for all is certainly right on and the freedom we feel knowing we will never use c...
simple living at home